True, the savings can be tempting, but honestly, I've found that some of these defensive driving courses oversimplify real-world scenarios. They often...

Totally agree with this point—when we upgraded to a newer minivan with all the bells and whistles, our premiums jumped noticeably. Another factor I've...

I felt pretty similar after taking one of those courses. Thought I was already cautious enough, but it made me realize how easily little distractions ...

My wife had a similar incident in Dayton last year—just a minor bump, nothing serious, but still her fault. Being the analytical type, I ran some numb...

My neighbor went through something similar, and it turned out to be a data breach from a local doctor's office. Sometimes it's not even your fault... ...

This is spot-on advice. When I was shopping around for coverage on our family SUV, I made a checklist beforehand: first, ask specific questions about ...

Totally agree on checking regularly, but I'd add one more thing—don't overlook tweaking your coverage limits and deductibles. Bumping your deductible ...

Good point about mileage-based insurance. I've looked into it myself, and it definitely feels less intrusive than those apps. Plus, if you're mostly d...