I've stuck with Farm Bureau for a few years now, mostly because of the stable rates. I had State Farm before, and yeah, the claims process was smooth,...

True, reliability can be a gamble with older cars, but honestly, it depends a lot on the model and how well it's been maintained. I've had my '03 Civi...

Yeah, I hear you. I've been in a similar spot myself—barely tapped someone's bumper once, couldn't even see a scratch. Thought about just shrugging it...

Yeah, learned that the hard way myself. Moved literally two blocks over—same neighborhood—and my premium jumped like 15 bucks a month. Crazy how insur...

Yeah, that's pretty much spot-on. A buddy of mine went through the same thing here in Idaho. He shopped around like crazy too, even tried those smalle...

Yeah, digital is handy until it isn't. Had a similar thing happen last winter—phone battery tanked in the cold, and I was stuck fumbling around trying...

Had something similar happen last year. My old pickup was parked in front of my house, and I got a notice saying it was "inoperable." Funny thing is, ...

Yeah, totally agree—clarity doesn't always mean stricter rules. When I switched insurers last year, I asked about lending my car out too. They gave me...

Yeah, I get where you're coming from with paper copies. Honestly, I still keep a folder in my glovebox with insurance docs and receipts—saved me a hea...

I get the appeal of transparency, but honestly, insurers lowering rates just because they're forced to show their cards? Doubtful. When my state intro...