Honestly, I’ve wrestled with this too. That’s the kicker for me—I always *think* I’ll leave the emergency fund alone, but life happens. Curious if an...

That's interesting, because I had a similar conversation with my agent when I first got my EV, and honestly, he seemed pretty clueless about the whole...

I was skeptical too, honestly, until someone sideswiped me and then claimed I drifted into their lane. Insurance was ready to split fault 50/50, but l...

Totally agree about double-checking coverage, especially on classics. Learned that lesson myself restoring my dad's old Mustang. Thought I had full co...

Yeah, I've had pretty much the same experience. I was with USAA for years because everyone said they were unbeatable for military folks, but when I mo...

Yeah, that's exactly how I felt when I stumbled onto windshield chip repair coverage buried in my policy. Had no clue it was even a thing until a rock...

Yeah, I see your point, but honestly, insurance companies mostly crunch numbers. They probably look at shift workers—healthcare or not—as higher risk ...