Honestly, I wish there was a shortcut for this too. I've always been a bit on the higher-risk side (speeding tickets, fender benders...you name it), s...

Yeah, went down this rabbit hole a while back myself... technically you're spot on about the 25/50/20 minimum, but when you're high-risk (like yours t...

Yeah, local agents can be a lifesaver for sure. Had an accident last summer and my agent knew exactly how to handle some weird NC paperwork issue—save...

Yeah, that's exactly the struggle. I've been labeled a "high-risk" driver (thanks to a couple speeding tickets and one unfortunate fender-bender... oo...

Credit card coverage is decent, but I've had issues with it before. Got into a minor scrape in a rental last year—totally my fault, I'll admit—and tho...