elizabethh46
elizabethh46
@elizabethh46
Eminent Member
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Topics: 2 / Replies: 24
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RE: Do you really need extra insurance for a rental in Montana?

Honestly, I used to think the extra insurance was just a way for rental companies to squeeze more money out of you, but after seeing how unpredictable...

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RE: USAA vs State Farm: which claims process is less of a headache?

That’s interesting—my experience was kind of the opposite with a newer car. The adjuster kept asking for extra photos and info about the sensors, whic...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

I’ve had the same issue with my tracker. It once logged me as driving 30 miles when I literally just circled the block looking for parking. The app’s ...

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RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?

Yeah, those “loss of use” fees are sneaky. I ran into something similar last year—my policy covered the car but not the downtime, and the rental place...

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RE: Why did my GEICO premium jump so much this year?

Honestly, I’m still trying to wrap my head around how these rate hikes work. I didn’t even have an accident, just a cracked windshield from a rock, an...

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RE: Would you risk a higher deductible to lower your insurance bill?

I’m with you on the math part—it really does come down to the numbers and your own risk tolerance. I ran a few scenarios for myself and realized that ...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I get what you mean about local companies, but honestly, my experience with a big-name insurer wasn’t bad at all. Had a flat out near Bardstown last w...

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RE: Rental car insurance: worth it or just a money grab?

Title: Rental car insurance: worth it or just a money grab? I’ve wondered about the rate increase too. From what I’ve read, if you use your personal ...

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RE: is accident forgiveness really worth it in Ohio?

I get the logic, but I actually think accident forgiveness can be worth it for new drivers or anyone with a not-so-great record. One at-fault accident...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I get where you’re coming from, but I’m not totally convinced the “stored vs. in use” language is just some outdated relic. I mean, insurance companie...

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RE: Would your insurance hold up if your EV battery suddenly failed?

I get where you’re coming from, but I’m not totally convinced insurance should be on the hook for battery failures unless there’s a clear external cau...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Had a similar moment last year when I realized my policy didn’t include rental coverage after an accident. Learned the hard way—ended up paying out of...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Yeah, insurers can be picky, but honestly, chiropractors sometimes recommend treatments that aren't strictly necessary. Maybe your insurer was just be...

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RE: bumped someone's car lightly, no visible damage—should I report?

Yeah, I get what you're saying—had a similar situation during my driving lessons. Instructor insisted we report it, even though there was literally ze...

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