Honestly, I just take the risk and roll with the basic coverage. I’ve had tickets and a fender bender, and dealing with all these “periods” is just to...
Yeah, you’re not wrong about the “scarlet letter” thing. I’ve been in the high-risk pool for a while now after my own DUI, and it’s not just a matter ...
Couldn’t agree more about that “Bermuda Triangle” gap. I learned the hard way—got sideswiped while logged in but hadn’t accepted a ride yet, and my re...
Honestly, I don’t buy the whole “just look for discounts” thing. If you’ve got a couple tickets or an accident on your record, those multi-car deals b...
That’s the gamble, right? But here’s the thing—one bad accident or theft and your “repair fund” is toast. I tried the self-insure route with my ‘72 Da...
Honestly, I’ve been labeled “high risk” for years, and it feels like every move is under a microscope. Here’s how I see it: 1) You tell the truth, you...
Honestly, I don’t even bother with the app anymore—tried that once, phone died, cop was not impressed. Now I just keep three paper copies: glove box, ...
Honestly, I’ve been down this road way too many times. After a couple of accidents (yeah, not proud), I stopped trusting the “minimum” coverage advice...
Here’s how I’d break it down, especially if you’ve got tickets or an accident on your record (like me): 1) Get quotes from both—sometimes Progressive ...
Honestly, defensive driving courses aren't always the easy fix you're making them out to be. Sure, insurers might give you a small discount, but if yo...
Yeah, smaller insurers definitely put you through the wringer if you're high-risk—been there myself. Had a fender-bender last year and felt like I was...
Yeah, usage trackers can help, but heads up—if you're high-risk like me (tickets, fender-benders, etc.), some insurers won't even offer them. Best to ...
Had a similar issue myself. Had my '72 Charger parked neatly in my driveway—covered, clean, and clearly cared for. Got a notice within days. Here's wh...
Gotta disagree a bit here. Sure, specialty insurers mostly care about mileage and storage, but military status can indirectly help. When I was station...
Honestly, those tracking devices aren't always worth the hassle after a DUI—been there myself. Here's what I'd do: First, call your insurer directly a...