Starting online and then calling is definitely a smart move. One thing I'd add from my experience is to always double-check the deductible options whe...

Exactly this. If you're driving something fancy, saving a few bucks upfront might not be worth the headache later. I've seen plenty of folks kicking t...

Been there myself—digital proof is handy until it isn't. Learned pretty quickly that relying solely on my phone wasn't the best idea, especially after...

From what I've seen, insurers usually prioritize your driving record first—tickets, accidents, etc.—then factor in location. A single out-of-state tic...

Haha, I totally get that "ping" anxiety—been there myself. But honestly, the cash-aside method can work if you're disciplined about it. Here's my quic...

I actually do factor in credit cards, but strictly as a backup to my emergency fund. For me, it's about balancing affordability with practicality—I'd ...

I've tried both, and honestly, the plug-in trackers felt a bit more reliable to me. Phone apps sometimes missed trips or drained my battery faster. Pl...