Insurance companies can indeed be cautious—sometimes overly so—but they're usually not out to penalize you unfairly. From experience, minor incidents ...

I've noticed similar discrepancies myself. Those comparison sites can be useful as a starting point, but I wouldn't rely solely on them. Always double...

Couldn't agree more on the dashcam point. From my experience handling claims, footage quality can seriously impact how smoothly things go. I've seen c...

Definitely agree with you there—it's puzzling why they wouldn't allow users to adjust sensitivity settings. From my own experience, I had a similar is...