I hear ya on that. I've been driving around Ohio roads for years now, and honestly, I debated accident forgiveness too. But then I thought back to whe...

Yeah, specialty policies aren't bad at all. We had one on our family van for a couple years—thought we'd be cutting it close, but even with soccer gam...

Had a similar experience myself a few years back. My wife got into a minor fender bender, and we were with one of the big insurers at the time. Though...