That’s the truth. I remember when our minivan got rear-ended last winter—ice storm, of course—and I was half-expecting a nightmare with the insurance....

Totally get where you’re coming from. I used to roll my eyes at UM too, until my wife’s minivan got rear-ended in a parking lot and the other driver j...

Totally get where you’re coming from. I had a similar thing happen last winter—my daughter spilled hot chocolate on my phone right before a traffic st...

I hear ya on that. I've been driving around Ohio roads for years now, and honestly, I debated accident forgiveness too. But then I thought back to whe...

Yeah, specialty policies aren't bad at all. We had one on our family van for a couple years—thought we'd be cutting it close, but even with soccer gam...

Had a similar experience myself a few years back. My wife got into a minor fender bender, and we were with one of the big insurers at the time. Though...