Car insurance discussions and local services.
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RE: any tips for saving money insuring an old-school ride?
That warning about strict restrictions is worth paying attention to. Check how the policy defines eligible use, especially whether it excludes commuting or routine errands and how it limits annual mileage or trips. If th...
RE: Letting Friends Borrow Your Car in NY - What Insurance Actually Covers?
Honestly, I’ve been down this road a few times - my cousin borrowed my BMW for a weekend trip upstate. My insurance (Geico) said coverage follows the car, not the driver, as long as it’s not a regular thing and they have...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
I hear you on wishing the penalties landed more on the folks actually breaking the rules. A few years back, I got rear-ended in my S-Class by a guy with no insurance and a fake address on his registration. Even with unin...
RE: Why can’t I use my points AND a coupon at checkout?
Yeah, I’ve had the same thing happen at a couple of different chains. Sometimes the cashier will actually try to scan both, and it’s like the system just gives up - total freeze. I don’t buy that it’s always a tech limit...
RE: Why does picking a deductible feel like a weird gamble?
Yeah, I totally get where you’re coming from. I used to think I was being clever by bumping my deductible way up, but after a minor scrape in a parking lot, the repair bill was a nasty surprise. With these higher-end car...