drakef54
@drakef54
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Topics: 0 / Replies: 16
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RE: Why does picking a deductible feel like a weird gamble?

- Been there, done that—my “peace of mind” costs about as much as my coffee habit, but at least I sleep better. - Honestly, with two kids and a mini...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Honestly, I ditched AAA last year after waiting almost three hours with two cranky kids and a melting bag of groceries. Tried my insurance’s roadside ...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Honestly, I get what you’re saying about the telematics stuff feeling like a backseat driver, but I actually saw a little bump in my discount last yea...

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RE: Why does picking a deductible feel like a weird gamble?

Honestly, I get wanting peace of mind, but I’ve always gone with a higher deductible. Here’s why: - Kids plus minivan = mystery dings every week. If ...

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RE: Classic car insurance and the annual mileage cap—worth it?

Mileage caps always remind me of my gym membership—paying for something I swear I’ll use more, but life (and kids) have other plans. - Had a minivan ...

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RE: Confused about Illinois car insurance rules—anyone else?

Yeah, I hear you. I’ve got three kids and a minivan that’s basically a rolling snack bar—if I had to keep every receipt and record in the glove box, I...

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RE: Confused about insurance rules in South Dakota—help me figure this out

- Tell me about it. My “luxury” is a minivan with sticky cupholders, but even then, insurance drama is real. - OEM parts? I wish. Last time, they trie...

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RE: What happens if your rideshare app is between trips and you get into an accident?

- Been there, felt that wallet pain. Insurance agents must take a class in “Vague Answers 101”—mine just kept saying, “Well, it’s a gray area.” Uh, th...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Had a similar experience myself: - Instructor was a retired cop—dry humor, zero fluff, straight to the point. - Course content was mostly stuff you'd...

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RE: lent my car to a friend, insurance got messy real quick

Haha, totally feel you on that one. Insurance companies seem to have mastered the art of vague answers and fine print gymnastics. I've had my share of...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

- Totally get the anxiety thing. My wife and I debated this exact issue last renewal. She's the "better safe than sorry" type, while I'm usually the o...

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RE: keeping your vintage ride running smooth on long trips

Haha, reading this thread just gave me flashbacks to our family road trip last summer with our '72 Buick Skylark. Thought I'd been smart by double-che...

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RE: little-known ways to snag cheaper insurance in Alaska

Mileage discounts never did much for me either, but bundling was actually pretty decent in my case. A couple things I've noticed though: - Defensive ...

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RE: Quick Tips for When Your EV Leaves You Stranded

Haha, been there myself—nothing like the thrill of watching your battery percentage drop faster than your kid's patience on a road trip. A few things ...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

- Had the exact same thought last month when my kid backed our Subaru into a mailbox (don't ask... teenagers and reversing 🙄). - Did the math,...

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