It’s wild how much “comparable quality” can mean… or not mean, depending on who’s handling your claim. I’ve seen folks get everything from brand-new O...
Right? Every time a client asks if I need them to fax something, I have to double-check the calendar. It’s wild how some companies are still stuck in ...
I get where you’re coming from, but I actually think the mileage cap can be a bit of a blessing in disguise. Hear me out—without it, premiums for clas...
You nailed it about the hold music—sometimes I think they pick the most annoying tunes on purpose. And yeah, asking for a supervisor can actually help...
Had a similar run-in with “hidden” exclusions myself—thought my truck was covered for everything, but turns out off-roading wasn’t included. That was ...
Totally agree with you on laminating the insurance card—smart move. I can't even count how many times I've spilled something in my glove box (usually ...
That's a really good point about minor dings rarely even hitting the deductible. I see this all the time—people paying extra for a low deductible they...
Totally get where you're coming from—tech is great until it decides to bail on you at the worst moment. South Dakota actually does accept digital insu...
I've actually helped a few clients bundle renter's and homeowner's insurance with both Geico and Progressive here in NY, and honestly, it can go eithe...
I've seen insurers factor in regional stats plenty of times, but honestly, I think the bigger factor might be the overall claims history in your speci...
Night vision tech definitely has its perks, especially in rural areas with wildlife. But honestly, from an insurance perspective, I'd say investing in...
That's a solid tip about taking photos beforehand—I recommend that to clients all the time. You'd be surprised how often those timestamped pics come i...
I get what you're saying about dashcam footage for minor stuff. A while back, someone dinged my bumper in a grocery store lot—nothing major, just anno...
That's a pretty solid approach, honestly. Phone calls are great for getting the ball rolling, but having that quick follow-up email is key. Seen plent...