I see your point, but honestly, if you're accident-prone (no judgment, been there myself...), lower deductibles can save your wallet from those sudden...

Had something similar happen a few months ago—my card got flagged buying gas 2 miles from home, yet someone in Europe bought shoes on it no problem. B...

Yeah, the DMV site is a maze for sure. Forums saved me a headache when I had to deal with SR-22 stuff last year—ended up finding cheaper insurance opt...