drain10
@drain10
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RE: Bundling insurance with USAA: worth it or just hype?

Bundling with USAA was a mixed bag for me. I’ve got a couple of high-end cars and a decent house, so I figured the “bundle” would mean real savings. N...

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RE: Why can’t I use my points AND a coupon at checkout?

Honestly, I don’t really get the whole “it’s not worth the hassle” angle. If there’s free money on the table, why just walk away from it? I mean, sure...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Honestly, I don’t buy the “peace of mind” argument for adding every friend who might drive your car. Sure, but if you’re driving a high-end car, rate...

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RE: Finding decent car insurance in Delaware without losing your mind

Yeah, I’ve noticed that too. Some agents just don’t care if you’re shopping around—they know someone else will pay their rate. Honestly, with higher-e...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

I get where you’re coming from, but I’ve actually seen the process move a bit quicker when there’s a high-value car involved. Maybe it’s not “official...

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RE: Little-known trick with Progressive’s roadside help

Couldn’t agree more—these days, I don’t even bother trying to jump my S-Class myself. Last time I tried, the dash lit up like a Christmas tree and I e...

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RE: Insurance paid way less than what it cost me to replace my roof

Yeah, insurance is a joke sometimes. I pay through the nose for coverage on my car and house, but when I actually needed a new windshield last year, t...

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RE: Drowning in Forms: What If Your Insurance Docs Got Lost?

Honestly, I think carrying both digital and paper is just adding more clutter. I drive a couple high-end cars and have never had an issue just pulling...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Totally agree dashcams aren't a cure-all, but when you're driving something pricey, insurers love to assume you're automatically at fault. Had a minor...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I mean, I get the logic behind higher deductibles, but honestly, when you're driving something pricey, it doesn't always pan out. A minor scrape that'...

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RE: Finally figured out how car insurance works in no-fault states

Couldn't agree more on the dashcam thing. Honestly, it's baffling they're not standard equipment yet, especially when you consider how much we spend o...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Breathable covers are decent, but honestly, if you're serious about protecting your investment, indoor storage is the only real solution. Learned that...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Totally agree, digital is handy until it isn't. Had a cop once refuse to even glance at my phone—said he wasn't risking dropping it. Now I keep a pape...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

I get the logic behind setting aside cash instead of paying extra for comprehensive, but honestly, it depends a lot on what you're driving. If you've ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

I've been down that road with my AMG—honestly, most mainstream insurers in SD seem pretty clueless about performance mods. Ended up switching to Hager...

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