That’s been my experience too. My agent’s always been upfront about what she can and can’t do, which I appreciate. When I had a windshield claim last ...

Mileage cap’s never been a problem for me either—my old Mustang mostly sits except for weekend runs. I get the worry about limits, but honestly, the r...

Yeah, I ran into that too. I asked about “comprehensive” and “collision” and the agent just rattled off jargon. Ended up dropping rental and roadside ...

Honestly, I get wanting to skip the hassle, but I’m not sure paying out of pocket is always the best move. Even a “minor” hit can mess with alignment ...

Bundling would make life so much easier, right? I’ve lost count of how many times I thought I was covered, only to find out the “extras” were actually...

I get where you’re coming from, but I don’t totally write off the perks. If two insurers have similar prices and decent reviews, I’ll pick the one wit...

I get the hesitation with telematics, but honestly, I’ve saved a decent chunk using one of those plug-in trackers. I drive a pretty average sedan, not...

I get the appeal of online for speed, but I’ve actually found local agents can be cheaper in some cases. One time, a local guy found me a discount I n...

I've debated dropping roadside assistance too, but honestly, it depends on your situation. If you're driving an older car or frequently traveling long...

Yeah, paper copy's been my go-to for years—cheap insurance against tech fails. But does anyone know if SD cops actually accept digital proof everywher...

I'm kinda with you on parking further out, but gotta admit, sometimes I'm just too lazy for that extra walk, haha. Honestly though, your curb/island t...

Local agents can be great, but honestly, I've found better luck with online comparison tools. They cut through the sales pitch and show straight numbe...