Yeah, unfortunately that's pretty spot on. My cousin got a DUI here in Idaho about two years ago, and his insurance basically doubled overnight. He di...

Good points, especially about checking claims reviews. I'd also add: - Ask around locally—friends or family who've had claims can give you the real s...

Totally agree with this. When I first started driving, I thought splitting policies would be the smart move—saving money sounded great. But honestly, ...

Totally get what you're saying about the paranoia at first... I felt like every little move was being scrutinized too, haha. But honestly, it sounds l...

- Bundling's definitely the way to go, especially here. We did the same thing—thought separate policies would save us money, but nope, bundling shaved...

Had a friend go through this exact thing last year. His insurance practically doubled overnight, and he was pretty freaked out at first. But after sho...

Yeah, I've had similar experiences with the online systems being glitchy—especially when you're already stressed about fraud stuff. A couple tips that...

Yeah, same thing happened when I got my first car in PA... couldn't register without proof of insurance. Honestly makes sense, though—I mean, imagine ...

Yep, that's pretty common actually—insurance usually follows the car, not the driver. But heads up, if your friend causes serious damage, your premium...