Car insurance discussions and local services.
donnagolfplayer
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Topics and replies this member has contributed.
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
I get why UM is required, but honestly, I still think it’s overkill for some people. Like, if you’re driving a beater that’s barely worth anything, does it make sense to pay extra for all this coverage? I know accidents ...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Yeah, I totally get being nervous about this. Insurance feels like a trap sometimes - like, you think you’re covered, but then there’s always a catch. Honestly, I’d be protective too if it was my first car. That “permiss...
RE: Car insurance in Wyoming: who actually treats you right?
Honestly, I get that. But sometimes those big names drag their feet too. My cousin had a fender bender and the local agent actually called him back the same day, while his old national company just sent him to voicemail....
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Yeah, rates totally go up if you add someone young or with tickets. My cousin did that with his WRX and the insurance almost doubled. I’d rather just risk the “permissive use” thing if it’s a one-off. Never had to file a...
RE: Would you risk a higher deductible to lower your insurance bill?
Yeah, insurance feels like buying a lottery ticket you hope never pays out. I get what you mean about the “what ifs” - most of the time nothing happens, and you’re just watching money disappear every month. But then agai...
RE: Why does picking a deductible feel like a weird gamble?
Honestly, I don’t know if I totally buy the “peace of mind” thing with a low deductible. Like, yeah, it’s nice to not get slammed with a huge bill if something happens, but you’re also just handing over more cash every s...
RE: Rising premiums for business vehicle fleets - anyone else notice this?
Title: Rising premiums for business vehicle fleets - anyone else notice this? Yeah, the whole insurance thing is a mess. I’m still trying to wrap my head around why my friend’s 15-year-old Corolla costs almost as much t...
RE: Why does picking a deductible feel like a weird gamble?
Honestly, I get what you mean about the "car emergency" fund - feels way more in your control than just handing money over to the insurance company every month. But at the same time, That’s what bugs me. How do you even...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Honestly, I kinda think it’s on us to read the fine print, even if it sucks. Like, yeah, insurance is confusing, but they do give you the paperwork. I learned the hard way when my bumper got wrecked and “full coverage” d...
RE: Little-known trick with Progressive’s roadside help
I feel you on the glove box paranoia. I used to keep everything in there, but after my buddy’s car got broken into for literally just a phone cable, I started shoving stuff under the seat too. Not sure it’s much safer, b...
RE: Are those price-checker sites actually reliable?
Honestly, I’m convinced those price-checker sites are just there to make you feel better about your car until you actually try to sell it. Like, yeah, my Civic “could” be worth $7k online, but the second someone sees the...