Visor’s a solid move. I tried that, but then I forgot it was there and panicked during a traffic stop anyway. Honestly, I just keep a backup in my wal...

That’s been my experience too. Years back, I had an old Mustang and thought I was covered, but my insurer got picky about where it was parked. They wa...

Yeah, neighborhood stations tend to be more consistent in my experience too. I've noticed those price-checker apps are usually decent for city areas, ...

Yeah, totally agree. I installed a dash cam thinking it'd lower my premium, but nope—barely noticed a difference. Like you said, bundling policies or ...

Yeah, good call double-checking with the DMV. I had a similar hiccup when I switched providers—my insurer swore they'd handle the SR-22 immediately, b...

Yeah, getting stranded just outside the coverage area is rough...been there myself, and it's definitely one of those lessons you only need to learn on...

I've had both at different points, and honestly, you've nailed it about the local agent making a huge difference. Farm Bureau was great when I lived i...

Usually takes about 3-5 years for insurance companies to ease up, depending on the state and insurer. Had a similar situation myself—felt like forever...

That's a smart move, honestly. I've always been a bit wary of trackers in my car—privacy concerns and all—but if you're mostly just doing short trips,...