Honestly, I think you nailed it with the “wild west driving habits.” I’ve lived here a few years and my insurance jumped way more than I expected—my c...
Yeah, that’s a big one for me too. I know Geico usually has a “preferred” shop list, but they’ll let you go outside it—you just might have to do more ...
It really does feel like a maze sometimes. I’ve heard mixed things about public adjusters—some folks swear by them, others say it wasn’t worth the fee...
Yeah, that’s the part that gets me too. It’s like, you’re just waiting for a ping and suddenly your insurance is in this weird limbo. I’ve heard stori...
Yeah, that pretty much nails it. I swear, trying to stack points and a coupon feels like playing some weird game where the rules change depending on w...
I get what you mean about “full coverage” being confusing, but I kinda think it’s on us to double-check what we’re actually paying for. Like, —sure, t...
Honestly, after my fender bender last year, my local agent was super nice but couldn’t do much once the claim hit corporate. Felt like the “personal t...
Yeah, I had the same experience calling—felt like they were just as confused as I was. Ended up googling forums and articles instead. Glad I'm not the...
Yeah, that's spot-on. When I looked into renting my extra garage bay last year, my insurer said it'd count as commercial use and bump up my premium qu...
Yeah, I had a similar issue last year. I kept getting flagged for hard braking because my daily commute involved a busy road with sudden stops. Called...
I get your point, but honestly, I've always leaned toward higher deductibles myself. A few years back, I had a minor fender-bender—nothing major, just...
Yeah, totally relate to this. Had a similar issue when I swerved slightly to dodge debris on the highway—got dinged for "erratic driving." Seems like ...
I actually switched from Geico to Progressive last year here in NY, mostly because of the defensive driving discount. Geico did offer something simila...
Totally with you on skipping the drafting thing... sounds way too risky for me. Honestly, I've found just keeping an eye on tire pressure and planning...
Good points about tech and driver's ed discounts, but honestly, I've found that telematics apps can sometimes backfire. My daughter tried one of those...