Did one last year and here's my take: - Definitely saw a noticeable drop, but calling it "major" might be a stretch...think mine was about 10% off? -...

- Took one of those defensive driving courses online last winter—honestly, it was pretty painless. Got about 7% off, which isn't huge, but hey, every ...

Had a similar confusion when I moved states too—one rep said coverage transfers automatically, another warned me I'd be uninsured if I didn't switch i...

Can definitely relate to this. Went the local route after my SR-22 situation, thinking it'd simplify things. Nope—ended up having a minor fender bende...

True. Had a similar experience—two tickets within a year, and Farm Bureau bumped my rates noticeably. Switched to State Farm, but honestly, best solut...

- Totally agree about the unpredictability factor. A few years back, my cousin had a minor fender-bender—nothing dramatic, just bumped into someone's ...