Totally get what you're saying about finding that sweet spot—it's like hunting for a unicorn sometimes. I've had a similar experience, and honestly, I...

Totally agree with you there—cars just seem to sense when you've saved a little extra cash, don't they? My Civic once drained my wallet for nearly $80...

Yeah, I'm with you on this one. I've been running a higher deductible for a while now too, and honestly, it's been pretty smooth sailing. I think the ...