Couldn’t agree more—nothing like finding out your “comprehensive” coverage doesn’t actually cover the windshield you thought it did. Been there, argue...

From what I've seen, luxury or specialty insurers aren't necessarily more forgiving with DUIs—they're often stricter because they're protecting higher...

I've had Progressive for a few years now, and honestly, they've been pretty solid with smaller claims. Had a minor scrape in a parking lot last year—n...

I've had mixed experiences too, but honestly, negotiation has usually paid off better for me than switching outright. A couple years back, I got hit w...

Totally agree with this. I've always stuck with standard policies for my family cars, but after inheriting my dad's old Mustang, I've been reconsideri...

Gotta agree here, big insurers aren't always pricier. I've bounced around a bit myself, and sometimes the big guys actually offer better deals for hig...

Airflow helps, sure, but honestly I'd be cautious about leaving doors or windows open. Had mice sneak into our family sedan last winter...chewed wires...

I get the concern about data privacy, but honestly, worrying too much about insurers misusing data might be overthinking things a bit. I've been label...

Yeah, that's exactly it... PIP is helpful as a quick safety net, but I've learned not to rely on it completely. Had a family member find out the hard ...

Had a similar headache with our old family wagon—thought older meant cheaper too, until the transmission went out. Insurance tried to wiggle out of pa...

I get where you're coming from, but honestly, I think the opposite makes more sense. If you're frequently dealing with minor scrapes and dings in city...

Couldn't agree more with this. When we got our family SUV, I initially thought upgrading the alarm was just an upsell tactic by the dealership. But af...