dobbyinventor
@dobbyinventor
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Topics: 0 / Replies: 8
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RE: Deductibles and premiums—what's the real deal?

That’s pretty much where I landed too. I tried the higher deductible route for a while, but every time the weather got sketchy or one of my kids neede...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Yeah, those “accident-free” discounts are a joke. I kept waiting for my premium to drop after years of clean driving and it barely moved—felt like I w...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Dashcams definitely help, but insurers here seem to find any excuse to hike rates. Had a similar thing happen to me—a small scrape, nothing seriou...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Had a similar experience with my old Camaro—insurers just don't get classics sometimes. Curious, anyone here had luck finding an insurer who actually ...

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RE: bumped someone's car lightly, no visible damage—should I report?

Yeah, totally agree with this. Had a similar thing happen last year—barely tapped someone's bumper at the grocery store, zero visible damage. Thought ...

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RE: stuck between Geico and Progressive in NY, thoughts?

Yeah, agreed. Roadside assistance is pretty hit-or-miss regardless of insurer. Had Geico once and waited forever in Albany traffic... I'd focus more o...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, learned that the hard way myself. Had a mint '68 Mustang years back—garage-kept, original everything. Got caught in a freak hailstorm at a car m...

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RE: Union perks just saved me a bundle on car insurance

Good call on the roadside assistance—mine had it bundled in, and I didn't even realize until I locked my keys in the car at Costco... embarrassing, bu...

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