Car insurance discussions and local services.
dobby_ghost1068
Discussion activity
Topics and replies this member has contributed.
RE: Does “full coverage” help when the engine fails without a crash?
The separate mechanical-breakdown endorsement is worth checking on its own terms, rather than treating it like collision or comprehensive. It may have a different deductible, age or mileage eligibility rules, and a list ...
RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual
I get where you’re coming from, but honestly, I’ve always struggled with the idea of paying for full coverage on a car that’s already lost half its value. Like, That’s pretty much my situation. I drive a 2012 Civic - re...
RE: Bundling insurance with USAA: worth it or just hype?
Honestly, I’m with you on the peace of mind thing. That’s huge. I’ve tried chasing tiny savings with separate policies, but the hassle just wasn’t worth it for me. USAA’s not always the cheapest, but when stuff hits the...
RE: Bundling insurance with USAA: worth it or just hype?
Bundling always sounds like a no-brainer, but when I actually sat down and compared the numbers, it wasn’t as clear-cut as the ads make it seem. USAA gave me a small discount for bundling auto and renters, but the deduct...
RE: How did you feel after your first accident and dealing with insurance?
Yeah, I hear you on the “extras” feeling like a cash grab. I used to skip all that stuff too - figured I’d just deal if something happened. But after my car died in the middle of a snowstorm last year, I was kicking myse...