Totally agree about smaller insurers. When I first started looking, the big companies quoted me crazy high rates because of my age and lack of driving...

Totally agree about the angle thing. I recently got my first dashcam (insurance discount ftw) and figured higher res would fix everything... nope. End...

Honestly, hearing stories like this makes me wonder if paying extra for a local agent might be worth it. I just bought my first insurance policy onlin...