Not gonna lie, I’ve gone back and forth on how much to bother with the paperwork myself. There’s a point where it just gets ridiculous—like, do I real...
Had a similar runaround with USAA after a hail storm. They wanted proof for every mod, even stuff that was obvious. I get why, but it’s frustrating wh...
WHEN DOES IT MAKE SENSE TO DROP THE “ALL-IN” COVERAGE? Yeah, I’ve wrestled with this a lot too. My last car was a mid-2000s Toyota—nothing fancy, but...
I’ve noticed the same thing with digital proof—seems like it’s getting more common, at least around here. I still keep a paper copy tucked away, but h...
Yeah, picking a deductible always feels like betting against yourself. I’ve gone both ways—low monthly, high deductible, then switched after a fender ...
Honestly, I’ve never bothered with rental coverage and haven’t missed it yet. Maybe I’ve just been lucky, but I figure the odds of needing a rental fo...
Honestly, I’ve wrestled with this too. That’s exactly it. It’s like you’re betting on yourself not to mess up, but life happens. I went with a higher...
I’m with you—dealer prices make my eyes water, and I’ve had warranty claims stall for the smallest things too. I keep every receipt, but honestly, hal...
Had the same thing happen on a road trip—phone died, and of course, that’s when I got pulled over. Cop actually thanked me for having the paper card h...
Honestly, I get where you’re coming from, but I’m not totally convinced documenting everything really helps when push comes to shove. I’ve had claims ...
Yeah, smaller companies aren't always more flexible, but sometimes they're willing to dig a bit deeper into your specific situation. Had a buddy who g...
Yeah, totally get where you're coming from. I've been driving for years and had a few of those minor bumps myself—usually nothing comes of it. But you...
Yeah, good on you for sticking to your guns. Had something similar happen with my windshield last year—insurance kept pushing aftermarket glass, sayin...
Had a similar experience once with AAA—got stuck on a dirt road in New Mexico, and they kept insisting I was on some highway miles away. Eventually go...
Yeah, cheaper isn't always better... learned that the hard way. Had a super cheap policy once, but when I needed help, it was crickets. Definitely sma...