Car insurance discussions and local services.
diy451
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RE: Letting Friends Borrow Your Car in NY - What Insurance Actually Covers?
That hits home. I let a friend borrow my BMW for a weekend trip upstate - came back with a cracked headlight and a parking ticket. Insurance covered the light, but my rates definitely crept up after that. I always wonder...
RE: Do I really need extra insurance when renting a car in VA?
Do I really need extra insurance when renting a car in VA? That “auctioning cattle” line made me laugh - been there, felt that. I remember the first time I rented something fancier than my usual ride (think German badge...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
That cracked me up. I had a similar circus with my ‘21 Mercedes - except they wanted to know if I’d ever “park it outside overnight.” Like, what’s the risk, spontaneous luxury car rust? I get the caution, but sometimes i...
RE: Finding decent car insurance deals on the islands - my step-by-step
That’s the truth. I tried to rent something halfway decent last summer - figured my insurance would cover most of it, but nope, ended up shelling out for a base model with sticky cloth seats. I did try haggling, but the ...
RE: Getting caught without car insurance in Iowa is no joke
Title: Getting caught without car insurance in Iowa is no joke That’s exactly what drove me nuts with those trackers. I drive a Mercedes S-Class, and the thing is, it’s got all these sensors and safety features, but n...
RE: Getting that student discount on car insurance… not as easy as I thought
I’ve actually wondered the same thing, especially since I drive a car that’s a bit more “sensitive” than most. The app flagged me for hard braking once when a deer jumped out - like, what was I supposed to do, just keep ...
RE: Classic car insurance and the annual mileage cap - worth it?
Honestly, I get the frustration with mileage caps, but I’ve actually come to appreciate them in a weird way. I’ve got a ‘94 SL600 that’s basically my weekend therapy, and knowing there’s a cap almost forces me to keep it...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
I get what you mean about the agent - mine practically wanted a DNA sample when I asked about my cousin (he’s 23) borrowing my car for a day. But honestly, I’ve always just relied on permissive use and never had an issue...
RE: How I managed to stack discounts for military student drivers
That hits a little too close to home. I remember when I first got my S-Class, I was so paranoid about keeping every discount possible. I swear, I was driving like a grandma just to keep that “safe driver” badge. But then...
RE: Roadside help added to my insurance - totally worth it?
That’s exactly it. My last breakdown, the tow truck wanted to take my car - a German coupe I baby - to some random garage off the highway. I had to practically beg them to go to my usual place, and even then, they tried ...
RE: Confused about insurance rules in South Dakota - help me figure this out
Had a similar situation last winter - my S-Class battery died in the middle of nowhere, and my phone was basically a brick from the cold. Ended up needing to show proof of insurance to the tow guy, and I was so glad I ha...
RE: My insurance nightmare in Rhode Island traffic court
I get the concern about repair costs, but honestly, it's not always the techy cars causing wallet pain. My old Lexus had zero fancy sensors, yet a minor scrape turned into a saga because of "premium paint matching"... go...
RE: bumped someone's car lightly, no visible damage - should I report?
Haha, this hits home. My Audi once beeped and flashed warnings for days after I barely nudged a shopping cart... dealership quoted $500 just to "reset sensors." Makes me miss simpler times.
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
Interesting to hear how your city handled it. I ran into something similar a while back - my neighbor had an old Porsche 911 he was restoring, and honestly, it was a real beauty even half-finished. But the HOA was relent...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
I used to think comprehensive coverage was mostly for peace of mind with pricier cars, too. Then a couple years back, my neighbor's tree decided to drop a massive branch right onto my parked BMW during a storm. Standard ...