Car insurance discussions and local services.
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RE: Does the business policy cover an employee’s personal car on a work errand?
I’d also check whether the employee’s personal policy restricts business use, and whether the business policy’s definitions actually include this employee and the vehicle they’re driving. “Hired and non-owned” isn’t a ca...
RE: When The Other Driver Has No Insurance And Dings Your Car
Honestly, I feel you on the “what ifs.” My car spent most of last year parked and still managed to get a mystery dent - like, is there a magnet for trouble when you’re not looking? Uninsured motorist is one of those thin...
RE: Avoiding hefty fines for driving without insurance in OK - how I do it, but is there a better way?
Man, the Ziploc trick is underrated. I tried going digital too, but the one time my phone glitched and wouldn’t load the app, I swear the officer looked at me like I was making excuses. Now I’ve got a crumpled copy in my...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I totally get the “warranty you hope you never use” vibe. I paid for accident forgiveness for years and, knock on wood, never needed it. But my brother? He rear-ended someone in a Taco Bell drive-thru (don’t ask) and was...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Man, the “new customer” discount trick is wild - I’ve done the same thing and it actually worked, which makes me wonder if they just have a button for that. Bundling was a letdown for me too. First year, I thought I was ...
RE: What happens if you only carry the bare minimum car insurance in Florida?
I get where you’re coming from, but honestly, umbrella insurance might be a bit much if you’re just rocking that old Corolla and don’t have major assets. Like, unless you’ve got a secret yacht collection nobody knows abo...