Car insurance discussions and local services.
dieselm48
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RE: Are those price-checker sites actually reliable?
Fair point, but isn't it also about how you plan your trips? If you're already heading out for errands or commuting, a quick detour might not be such a hassle. I've found price-checker sites pretty useful for bundling st...
RE: lent my car to a friend, insurance got messy real quick
That's rough, glad no one got hurt though. Did your brother's own insurance come into play at all, or was it strictly yours since it was your car? I've heard some policies can get tricky about who's driving and where the...
RE: Finally figured out how car insurance works in no-fault states
Interesting point about insurers being picky with footage quality. Makes me wonder if there's a minimum resolution or clarity standard insurers expect when reviewing dashcam footage? I mean, is there some official guidel...
RE: Insurance headaches for risky drivers in NC - stick with big names or go local?
I think you're onto something there. From what I've seen, the agent's willingness to step in probably matters most when things get complicated. My brother had a pretty messy claim after a storm damaged his car and house....
RE: how bad would insurance spike after a DUI in Idaho?
From what I've seen, defensive driving courses usually just shave off a small percentage - like 5-10% tops. Might help a bit, but don't expect miracles, especially after something serious like a DUI... Have you checked d...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
Totally agree with this. Have you considered how your emergency savings might factor into choosing a deductible? If you've got enough set aside, going higher can make sense...but if not, lower might save headaches later....
RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?
Bundling policies definitely helped me out too - saved a good amount by putting my auto and renters together. As for the usage-based apps, I gave one a try for about six months. It did lower my rate slightly, but honestl...
RE: Quick Tips for When Your EV Leaves You Stranded
Yeah, I've heard of those mobile units too - pretty neat. But aren't they still kinda rare outside major cities? Seems like rural areas mostly rely on towing... or am I wrong?
RE: how bad would insurance spike after a DUI in Idaho?
Classic car insurers can actually be a bit stricter sometimes, since they're usually dealing with collector vehicles or limited-use policies. A DUI might make them rethink your risk profile even more than regular insurer...
RE: how bad does a DUI mess up your insurance in CA?
Yeah, that's a solid point. Do you know if your friend tried shopping around with bigger insurers after the DUI? I've heard some companies offer better rates after a certain period passes or if you complete a DUI program...
RE: stuck between Geico and Progressive in NY, thoughts?
I had Erie a few years back when I lived in PA. Had one claim after a fender-bender (not my fault, thankfully), and honestly, they handled it pretty smoothly. Adjuster was quick to respond, and the repair shop got paid w...
RE: got hit by someone without insurance, now what?
Yikes, dealing with uninsured drivers is such a headache... Do you know if your policy includes uninsured motorist coverage? Texas doesn't require it, but lots of people add it on just for situations like this. If you ha...
RE: hypothetical fender bender in Seattle - how's your insurer handle it?
Honestly, with minor stuff like that, insurance usually handles it pretty smoothly...but it really depends on your policy and deductible. Do you have accident forgiveness? Some companies offer that for minor incidents, m...