Car insurance discussions and local services.
dieselh12
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RE: Is Farmers' driving-tracking discount worth it for a short-trip commuter?
The renewal-price question is the part I’d pin down before enrolling. Ask Farmers for the current program terms in writing, especially whether the score can reduce a later discount or otherwise affect the renewal rating,...
RE: Choosing between basic liability and full coverage for your first car - what did you go with?
I get where you’re coming from, but I kept full coverage on my old Corolla after ten years. Not because the payout would be huge, but because I live in a city where hit-and-runs are way too common. I just didn’t want to ...
RE: Finding decent car insurance deals on the islands - my step-by-step
Fruit trees and chickens - never thought those would be the main things I’d worry about with a car either, but here we are. I remember when I first moved out here, I parked under a mango tree thinking, “Hey, shade!” Next...
RE: How do they actually decide when a car is “totaled”?
Yeah, it’s wild how quick they are to write off a car. From what I’ve seen, it’s mostly just math - if fixing it costs more than it’s “worth” (according to their charts, not your receipts), they call it totaled. They don...
RE: Little-known trick with Progressive’s roadside help
I get where you’re coming from with the portable chargers, but I’ve actually had decent luck with one of those Anker ones. Not the cheapest, but it’s held up for over a year and still works after being in my glove box th...
RE: Confused about Illinois car insurance rules - anyone else?
I get what you mean about sticking with the same company for the perks - those accident forgiveness things or loyalty discounts can feel like a safety net. But honestly, I used to think the same way until I actually comp...
RE: Would your insurance hold up if your EV battery suddenly failed?
Yeah, that’s pretty much been my experience too. I’ve got a Bolt and honestly, I don’t keep meticulous records either - just the usual maintenance and making sure I don’t ignore any weird noises or dashboard lights. When...