Car insurance discussions and local services.
dieself92
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Topics and replies this member has contributed.
RE: Saving cash just for driving less? Didn’t think it was real
Honestly, I get nervous about the tracking too, especially since I’ve had a couple of minor fender benders in the past. The app picks up on every sudden stop or quick lane change, but it never seems to notice when I avoi...
RE: Choosing between basic liability and full coverage for your first car - what did you go with?
I get where you’re coming from, but I guess I’m just too paranoid to go liability-only. Had a buddy who got rear-ended and the other driver bailed - his car was toast and he was stuck with nothing. Ever since, I’ve paid ...
RE: Saving a few bucks on insuring your vintage ride
I get where you’re coming from about just biting the bullet and paying for better coverage, but honestly, I’ve had the opposite experience a couple times. I’m also considered “high risk” (thanks to a fender bender and a ...
RE: Navigating the maze of senior insurance options
That’s wild. I had something similar with a seatbelt latch - like, how is that not covered? They said it was “user damage.” Makes you wonder what actually counts as a real claim sometimes. I get what you mean about insu...
RE: Why did my GEICO premium jump so much this year?
I get where you’re coming from, but honestly, as someone who’s had a couple fender benders, I kinda see why they do it. Even if you drive safe, stuff just happens - bad weather, distracted drivers, whatever. The “risk pr...
RE: Classic car insurance and the annual mileage cap - worth it?
Honestly, that’s my biggest fear too. I had a buddy who got his policy canceled after a fender bender because the shop reported his mileage to the insurance company - apparently they do check sometimes, especially if the...
RE: Confused about insurance rules in South Dakota - help me figure this out
I totally get the paranoia - I've gotten burned before for not having the right card on me, even though my coverage was active. The cop still gave me a ticket and said it's all about what you can show in the moment. I ke...
RE: Rising premiums for business vehicle fleets - anyone else notice this?
I get where you’re coming from, but I actually don’t mind the tracking as much as most folks seem to. Maybe it’s just because I’ve had a couple close calls (and one fender bender that still haunts my insurance record), b...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Honestly, I kind of get where the trackers are coming from, even if it feels unfair sometimes. I mean, yeah, they ding you for stuff that’s out of your control - like wildlife - but at the same time, I’ve seen people sla...
RE: bumped someone's car lightly, no visible damage - should I report?
Man, I totally get that. I’m the same way - can’t help but worry about those micro-scratches or weird scuffs that seem to appear out of nowhere days later. Honestly, snapping pics was smart. I’ve had a couple close calls...
RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?
I totally get that. I learned the hard way - thought I was covered for everything, but when my car broke down, turns out towing wasn’t included. Had to pay out of pocket, which stung. I’ll admit, I tried reading my polic...
RE: bumped someone's car lightly, no visible damage - should I report?
I feel you on the reliability front. I've had my fair share of sketchy moments with older cars too. Couple years ago, I was driving this old Civic - loved that thing - but man, it was always a gamble if it'd start after ...