Yeah, I get where you’re coming from on the “peace of mind” thing. It can feel like you’re just handing over money for nothing. But honestly, I’ve see...
I hear you on that “personal touch” thing. There’s something about being able to call up someone local and actually get them on the phone, especially ...
Yeah, the annual odometer check can feel a bit much, especially if you’re not expecting it. I’ve seen folks get tripped up just because they forgot to...
That 15-mile cap is a classic “gotcha” with roadside coverage. It sounds good until you’re stuck in Brooklyn at midnight and your mechanic’s in Queens...
Honestly, it’s a bit of a gamble. I’ve seen people in Ohio get their rates bumped after not-at-fault accidents, but it really depends on the company. ...
Yeah, it’s wild how the rules seem to get enforced based on what’s easiest to spot or what gets the most complaints. I had a neighbor who kept his old...
Yeah, I hear you—it’s a real toss-up now. Used to be, I’d recommend AAA to friends without even thinking about it, but lately those wait times are rou...
Yeah, the “luxury tax” feeling is real. I’ve seen people bump their deductibles up to $1k or even $2k to get the premium down, but honestly, sometimes...
I've definitely had my share of curb run-ins too... seems like they jump outta nowhere sometimes, especially in bad weather. Personally, I lean toward...
Yeah, mileage trackers can be tricky... they're great if you're a super careful driver with a clean slate, but honestly, one or two small incidents an...
Yeah, that's exactly it. Insurers count on a bit of inertia—most people don't bother shopping around unless they're really pushed. A DUI is definitely...
Yeah, that's a valid concern... local agents can sometimes offer competitive rates upfront, but I've seen cases where risky drivers end up paying more...
Totally get what you're saying about tracker anxiety—I see it all the time at work, honestly. Defensive driving courses are a solid alternative. Here ...
Yeah, totally true. Exactly. I've seen claims come through where the outside looks spotless, but inside it's sensor-city chaos. Better to bite the...
Keeping records is definitely a good start, but yeah... sometimes even the best filing system can't tame the SR-22 beast. I deal with paperwork chaos ...