Yeah, it’s a mess. Here’s the thing—most personal policies have that “no commercial use” clause, so the second you flip the app on, you’re basically r...

- These apps don’t get rural driving at all. My ‘03 Crown Vic doesn’t even have half the sensors they want. - “Drive like there’s an egg under the ped...

Title: Is Accident Forgiveness Really Worth It In Ohio? - I get the logic behind paying extra for accident forgiveness, especially if you’ve got a fa...

Had this debate with my wife when we added our son to the policy last year. Here’s how it played out for us: - I drive a ‘72 Chevelle on weekends and...

- Geico’s 15-mile tow is a joke, honestly. Had a similar experience—driver wouldn’t budge past the limit unless I coughed up cash. - Progressive’s roa...

- Been there, done that—insurance companies love their fine print. - Period 1 is a trap for anyone who thinks “active” means “covered.” - My ‘72 C...

- Totally get where you’re coming from—gloveboxes are like black holes for paperwork. - In my experience, insurance only cared about receipts when I m...

- Totally agree, agent roulette is real. - Had State Farm for years—solid coverage, but premiums kept creeping up. - Switched to Farm Bureau last year...

Accident forgiveness saved my bacon once, but honestly, it's not a magic bullet: - Had a '68 Mustang I used to baby like crazy—only drove it on clear...

Tracking devices are a definite no-go for me. My classic cars barely have electronics as it is—no way I'm letting insurers slap a gadget in there to s...

True, but messing with collision or comprehensive on a classic is risky—one bad day and you're out way more than the few bucks you saved. I'd rather p...