- Totally agree, agent roulette is real. - Had State Farm for years—solid coverage, but premiums kept creeping up. - Switched to Farm Bureau last year...

Accident forgiveness saved my bacon once, but honestly, it's not a magic bullet: - Had a '68 Mustang I used to baby like crazy—only drove it on clear...

Tracking devices are a definite no-go for me. My classic cars barely have electronics as it is—no way I'm letting insurers slap a gadget in there to s...

True, but messing with collision or comprehensive on a classic is risky—one bad day and you're out way more than the few bucks you saved. I'd rather p...