Yeah, totally agree about the photos—it's saved me more than once. But honestly, even with pics, insurance companies often just settle to avoid hassle...

I've used one of those devices for about a year, and honestly, they're pretty much number-driven. Late-night or emergency drives aren't really factore...

I get your point about responsiveness, but honestly, I'd argue that the slick websites and apps from bigger insurers aren't just fluff. When you're st...

That's a really good point. I commute daily and honestly, confidence behind the wheel is half the battle—especially after something stressful like a D...

Totally agree with you there. I used to chase the cheapest rates until a minor fender-bender turned into a nightmare. My insurer insisted on aftermark...

I get your point about insurers dragging their feet, but I don't think it's always intentional or malicious. From my experience—I've had to deal with ...

Honestly, I get the appeal of filing online—it's quick and straightforward—but from my experience, talking directly to an agent has saved me headaches...

Gap insurance can be helpful, sure, but honestly, it's not always the best deal. If you put down a decent down payment or buy used, the gap shrinks pr...