Car insurance discussions and local services.
davidfire119
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Topics and replies this member has contributed.
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
That’s actually kind of alarming. I always assumed the app’s logs would be enough proof if anything happened, but now I’m wondering how reliable that really is. If you’re in a gray area like that, do you think it’s worth...
RE: What happens if your rideshare app is between trips and you get into an accident?
Yeah, I’ve heard similar stories, but I still get nervous about that “between trips” gray area. Some insurance policies have weird exclusions, especially if you’re just waiting for a ride request. I always double-check m...
RE: Mileage-based car insurance: who’s using it and which company do you like?
I’ve had similar concerns about “wasted” miles, especially when it comes to things like driving around the block after a repair or letting a friend borrow the car for errands. It’s true - most of these companies just cou...
RE: Would you risk a higher deductible to lower your insurance bill?
That “savings vanished” moment hits hard. I’ve run those numbers too, and yeah, it’s tempting to go for a higher deductible since the premium drop looks nice at first. But as someone still getting comfortable behind the ...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I get what you’re saying about insurers paying out when you follow their requirements, but I’ve actually seen cases where they used those same “details” to delay or even reduce payouts. You mentioned, That’s exactly my ...
RE: anyone else feel like AAA insurance isn't what it used to be?
I totally get the frustration with waiting, but I’m with you - having some kind of backup is just safer. I’ve only been driving a short time, but my parents always insisted on keeping roadside coverage for exactly that r...
RE: Confused about Illinois car insurance rules - anyone else?
I get what you’re saying. There’s definitely a fine line between being protected and overpaying, but I’d rather be a little over-insured than find out I’m missing something when it’s too late. I used to think rental cove...