I get what you mean about the “safety net.” I drive 60+ miles a day for work, and honestly, I’ve never used accident forgiveness either. —yeah, that’s...
State Farm’s local agents are a lifesaver when you’re frazzled and just want to talk to someone who gets it. I’ve had both—USAA for years, then switch...
I get the “wishful thinking” part, but honestly, I’ve actually had an adjuster work with me on a stereo claim—just had to show receipts and photos fro...
Yeah, I hear you. My rates shot up after I moved just a few blocks over—same car, same driving habits, but suddenly I’m in a “riskier” area. It’s wild...
Yeah, I’ve had cashiers give me the “system won’t let me” excuse too, but honestly, half the time it’s just store policy. I once tried to use points a...
Rental reimbursement is one of those things I used to skip, too—figured I’d just tough it out if my car died. Then I spent three days bumming rides an...
Had a similar headache with my car after a hailstorm. Adjuster showed up, took a bunch of photos, and then told me half the dents were “pre-existing.”...
Honestly, I get the nostalgia factor, but I’ve seen these “landmark” cars turn into rust buckets that just take up space. Where I live, the city doesn...
Had a similar wake-up call last winter. Got rear-ended on my way home, nothing serious, but when the officer asked for insurance, my phone was at 2% a...
Years ago, I laminated my insurance card thinking I was being smart. First time I got pulled over, the cop squinted at it like I'd handed him somethin...
Had a similar situation myself, but with Progressive. Was commuting home from work last January when I hit some black ice and ended up halfway in a di...
Those price-checker sites can be hit or miss. Last year I ordered brake pads that were supposedly the "best deal," but turns out the seller was sketch...
Had a buddy go through this in Idaho about three years back—first renewal after the DUI was brutal, almost double what he paid before. But after two c...
I get the peace of mind angle, but honestly, I used to think higher deductibles were the way to go—until reality smacked me in the face. A couple year...
Had a similar experience myself—went with barebones SR-22 coverage after my little "incident" a few years back. Honestly, it wasn't ideal, but it got ...