Car insurance discussions and local services.
danielf82
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RE: How is ACV not just a fancy way to pay us less?
Replacement coverage really only feels worth it on brand-new cars, especially if you’re financing or leasing. In those first couple years, depreciation is brutal - like, you drive off the lot and poof, thousands gone. If...
RE: How is ACV not just a fancy way to pay us less?
Honestly, I get why it feels that way, but ACV isn’t always the villain. It’s just how insurance works - pays out what your stuff’s worth today, not what you paid. If you want those upgrades covered, you gotta add them t...
RE: How is ACV not just a fancy way to pay us less?
I get where you’re coming from. I used to think agreed value was just for people with garage queens or collector cars, but after seeing how little my buddy got for his barely two-year-old Accord after a wreck, I started ...