danielchef565
@danielchef565
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Topics: 1 / Replies: 16
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RE: What to do when the other driver has no insurance

Title: What to do when the other driver has no insurance I totally agree about documenting everything, even if it feels like you’re being over the to...

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RE: Rental car insurance: worth it or just a money grab?

That “loss of use” thing is such a sneaky charge. I totally get where you’re coming from—peace of mind is hard to put a price on, especially after you...

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RE: WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK?

I get the frustration, but honestly, I don’t mind the extra steps if it means things are done right. I’d rather spend an hour digging up paperwork tha...

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RE: stuck between Geico and Progressive in NY, thoughts?

Yeah, that blue book value thing is a joke for anything even slightly unique. I tried to get Geico to see the light on my old ‘91 Miata after I put in...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

I hear you, but I still think the tech is worth it—at least for the peace of mind. Yeah, repairs are pricey, but I’d rather deal with a sensor bill th...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

I’m with you—never trust the first quote, no matter how “decent” it sounds. I’ve had shops toss in stuff like free wipers or a car wash, but honestly,...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

This is exactly it. You can be the safest driver on the road, but you can’t control what everyone (or everything) else does. I used to think I was bei...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Honestly, I totally get where you’re coming from. The idea of a big deductible hanging over your head is kind of stressful, especially if your emergen...

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RE: Finally figured out how car insurance works in no-fault states

That's a good point about the hidden structural issues, especially with older classics like your Mustang. But honestly, it's not just limited to older...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Exactly this. I tried the "I'll just save it myself" approach once—lasted maybe two months before the money vanished into everyday expenses. Comprehen...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Haha, that's pretty clever. But honestly, I get why cities have these rules—no one wants their neighborhood looking like a junkyard. Still, there's go...

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RE: stuck between Geico and Progressive in NY, thoughts?

Totally feel you on Snapshot—I tried it briefly and found myself second-guessing every yellow light, haha. Honestly, Progressive's been solid for me t...

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RE: Insurance tips for my vintage ride needed

Had a similar situation a few years back with my '72 Camaro. Honestly, having an appraisal saved my butt big-time. Insurance adjuster initially tried ...

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RE: is accident forgiveness really worth it in Ohio?

Yeah, rural Ohio roads can definitely throw some curveballs. Had a similar experience near Athens—GPS took me down this narrow, winding road at dusk, ...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

I'm totally with you on that. I mean, sure, those apps sound appealing at first—who doesn't like saving money? But driving isn't always predictable. I...

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