That’s a really fair breakdown. I’ve always leaned toward whoever keeps things simple and doesn’t nickel-and-dime me, so USAA’s streamlined process is...

I used to be skeptical about mileage caps too, but after crunching the numbers, it’s hard to ignore the savings. Like you, I found my actual usage was...

It really does feel like a maze sometimes, doesn’t it? I’ve run into the same thing where you think you’ve got all your discounts lined up, only to ha...

Honestly, that’s my thinking too. I’d rather not risk it just for a few extra miles. If something goes sideways and insurance bails, all those “saving...

That’s been my experience too—sometimes I wonder if they’re just hoping people give up. It’s frustrating, but persistence does pay off. I once got a s...

I get where you’re coming from—those “unsealed road” exclusions can be a real gotcha. I’m usually all about saving money and skipping the extra insura...

Pay-per-mile sounded great to me too, but when I checked last year, none of the big insurers offered it in Alaska—probably because of how unpredictabl...

I can relate to that impulse—my insurance paperwork gets a lot more attention since I had to pay out of pocket for a tow a few years ago. The fine pri...