I've found adjusters often try to link unrelated details to avoid payouts, too. Had one situation where they brought up windshield cracks when I filed...

Same here, adaptive cruise control has been surprisingly helpful on those long stretches. Haven't noticed much of a discount either, but one thing tha...

I see where you're coming from. Personally, I've always just set aside some extra cash each month instead of paying for accident forgiveness. But I'm ...

I've heard that too, but honestly, the fine print isn't usually hidden—it's just overlooked. Most insurers clearly state accident forgiveness applies ...

I've found loyalty discounts are rarely the best deal out there—more of a comfort thing, really. One thing that's consistently saved me money is bundl...

Yeah, insurers definitely lean heavy on labels. But I've had some luck by bundling policies (home/renters + auto) and taking defensive driving courses...

Yeah, those small charges are sneaky. Had a similar thing happen last year—noticed a random $3.25 charge from some convenience store two states away. ...