Honestly, I’ve run the numbers for myself a few times and it never feels totally straightforward. On paper, a higher deductible usually means you save...

Man, the roulette wheel analogy is spot on. I’ve seen folks get dinged for stuff that seems minor, and then others with a laundry list of tickets some...

Totally agree with this. I've seen plenty of cases where what looks minor at first glance ends up being way pricier once the mechanic takes a closer l...

Yeah, I've seen this play out a few times myself. Geico's rates look great at first glance, but I've had clients who weren't thrilled when claim time ...

Yeah, towing coverage is one of those sneaky little details that always seems to slip through the cracks. I remember thinking I was all set until my o...

Totally get where you're coming from on the documentation paranoia—honestly, it's not paranoid at all. I've seen way too many cases where insurers con...

I've had mixed experiences with AAA myself, but honestly, two hours isn't unheard of these days—especially if you're stuck somewhere remote or during ...

I've had mixed experiences with AAA too. They're usually reliable, but lately it seems like response times are getting more inconsistent. Had a client...

Yeah, Farm Bureau can be surprisingly solid with mods. I've had clients who were hesitant at first because they're not as big a name as State Farm, bu...

Yeah, clean driving records help, but honestly, I've seen cases where location hits harder. Had a client move just a few blocks into a different zip c...