cyclist35
cyclist35
@cyclist35
Active Member
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Topics: 1 / Replies: 12
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RE: Do you really need extra insurance for a rental in Montana?

I get where you’re coming from, but honestly, I’ve always just used my regular auto insurance plus the credit card coverage. Knock on wood, never had ...

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RE: stuck between Geico and Progressive in NY, thoughts?

Honestly, I get what you’re saying about Geico’s local presence, but I’ve had the opposite luck. For me, Progressive actually handled my glass claim ...

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RE: Why can’t I use my points AND a coupon at checkout?

Yeah, I hear you on the fine print. It’s a pain to dig through all that, but I’ve learned the hard way too—tried to stack a coupon with my oil change ...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

I get wanting to save every penny, but I’ve actually stuck with the same insurer for years and it’s worked out alright. They’ve waived a couple minor ...

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RE: Deductibles and premiums—what's the real deal?

Honestly, I’ve gone back and forth on this for years. One time I tried to “outsmart” the system with a higher deductible, then my neighbor’s kid clipp...

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RE: Are those price-checker sites actually reliable?

Totally get where you’re coming from. I remember when I was looking at used BMWs a couple years back, those price-checker sites made it seem like the ...

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RE: Are those price-checker sites actually reliable?

I get what you’re saying, but I’ve actually had the opposite happen a couple times—price-checker sites gave me a higher estimate than what my local in...

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RE: lower premiums vs higher coverage—what's your sweet spot?

Yeah, totally get where you're coming from. I've always leaned towards keeping premiums low myself, but after my old Jeep got sideswiped a couple year...

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RE: lower premiums vs higher coverage—what's your sweet spot?

Totally feel you on that one. I used to go bare minimum on coverage too, figuring I'd just pocket the extra cash. Then a deer decided to introduce its...

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RE: saving cash on insurance when you're young and broke

Yeah, I gave one of those trackers a shot too. At first, it felt kinda weird knowing my driving was being watched, but honestly, it wasn't as intrusiv...

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RE: got caught up in fraud trouble—what happens next?

Yeah, keeping some emergency cash handy is definitely underrated. I learned that the hard way when my card got skimmed at a gas station a couple years...

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RE: Tried temporary insurance coverage—worth it or waste of money?

Yeah, learned that one the hard way myself... thought I was saving a few bucks until I had a minor fender-bender. After paying that deductible, my wal...

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