Yeah, that’s what bugs me too. It’s like, insurance roadside sounds convenient until you read the fine print and realize you might get hit with a surp...
Never had my rates go up just for missing a photo, but I did get a bunch of annoying reminder emails once when I forgot to send the odometer shot. Hon...
That’s true, but man, who has time to go to court over a technicality? I used to just rely on my phone, but after one close call (dead battery, of cou...
I hear you on the peace of mind thing. That’s honestly what I wrestled with too. Sometimes I wonder if I’m just paying for anxiety insurance, you know...
Full Coverage Isn’t Always What It Sounds Like Honestly, I get where you’re coming from, but I’ve always thought “full coverage” is kind of a marketi...
That “retention offer” thing bugs me too. Last year, I called to cancel after my renewal jumped $300 and suddenly they “found” a loyalty discount. Fel...
Did you try bundling your policies? I was skeptical at first, but combining my renter's and car insurance actually shaved off a decent chunk. Also cur...
Yeah, that Mustang story made me wince too... classic cars and random dings are a painful combo. I've heard good things about Farm Bureau being pretty...
Yeah, I think personality plays a big role. My daughter did one of those courses too, and honestly, she treated it more like homework—just something t...
I'm with you on this one—been driving about 15 years myself, no accidents yet (knock on wood). Did the math once, and the extra cost for accident forg...
Had something similar happen a while back—barely tapped someone's bumper, zero visible damage. I debated leaving a note but figured better safe than s...
Didn't realize Snapshot tracked time of day...does that mean late-night driving could hurt your score even if you're careful? I tend to drive home pre...
Totally agree, rental coverage is usually overpriced. But double-check your credit card perks too—mine actually includes rental car insurance as long ...
We had a similar experience—bundling saved us way more than tweaking deductibles or courses. I looked into telematics briefly, but honestly, the priva...
Exactly...but switching insurers can be a pain too, especially if you've been with one for ages. Wonder if they'd match a competitor's discount if you...