Yeah, out-of-state tickets can be tricky...insurance companies usually do pick them up eventually. Contesting might've helped, but honestly, it depend...

Honestly, I think part of it is just how insurance companies cover themselves legally—lots of jargon to avoid loopholes. But yeah, it doesn't help the...

Digital proof is technically accepted in SD now, but honestly...would you really want to rely solely on your phone? Batteries die, screens crack—seems...

I've been on the fence about those tracking apps myself... I get the appeal, especially if you're not driving daily, but the privacy angle does make m...

I've wondered about that too—do you think upgrading bulbs or other electrical bits might actually increase the risk of shorts or even fires in older w...

You're definitely right about preventative measures being cheaper in the long run. I do wonder though, have you considered roadside assistance coverag...

Had a similar experience with Snapshot myself—felt like I was constantly second-guessing every move. But isn't that kind of the point, nudging us to d...

Yeah, adjusting deductibles can definitely help strike that balance you're looking for. But it's always good to step back and think about what you're ...

Good call on umbrella policies—definitely something people overlook. Have you checked if your current auto policy limits are high enough before adding...

Yeah, Teslas and luxury cars can really spike repair costs fast, seen it myself. Wondering if anyone's looked into umbrella policies? They're pretty a...