You’re right about the fine print—those rental policies can be full of gotchas. I’ve seen people assume they’re covered for everything, only to get hi...

It’s wild how fast things add up, right? People see the minimum coverage and think, “Hey, that’s all I need.” But those numbers were set ages ago—back...

That’s a common frustration. “Comprehensive” sounds like it should mean everything, but the fine print matters—a lot. Hail and flood are usually inclu...

Bundling can cut costs, but yeah, it’s inconsistent—depends a lot on the carrier and what you’re insuring. The loyalty thing is a myth at this point; ...

Honestly, you nailed it—most people don’t realize just how many gaps there are until they’re knee-deep in policy jargon. The “Period 1” coverage (when...

I’ve seen a lot of confusion around this, honestly. Most states do allow digital proof of insurance now, but there are still a couple that technically...

That’s the truth. I’ve seen folks assume bundling will always save them, but with classics, it’s hit or miss. Had a client with a ‘68 Mustang—USAA wou...

That's a fair perspective, but it's also important to remember that insurance isn't a one-size-fits-all deal. I've seen plenty of cases like your frie...

Those are solid tips, especially about asking specific questions when calling ahead. Learned that lesson the hard way myself on a family trip last sum...

That's a fair point, but from my experience, even the most cautious drivers can get caught off guard—especially in Ohio winters. A client of mine had ...

Yeah, telematics after a DUI can be tricky. Some insurers just won't touch it, period. Others might offer it, but honestly, the savings aren't huge. T...