Car insurance discussions and local services.
culture996
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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
Losing trust hits harder than legal stuff, at least in my experience. Years back, my brother-in-law tried to switch jobs after getting caught fudging numbers at his old place. New company found out anyway - background ch...
RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual
Yeah, that’s the kicker. I dropped full coverage once my van hit 10 years old. After the deductible, the payout would’ve barely covered a set of tires. Not worth it for me, especially with rates going up every year. Peac...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Honestly, I don’t think adding someone for a weekend is overkill. Insurance companies will use any excuse to deny a claim, and “permissive use” is way more limited than most people realize. I had a cousin borrow my car o...
RE: What happens if your rideshare app is between trips and you get into an accident?
Yeah, that’s the catch with these rideshare gigs. Insurance companies love to find reasons not to pay. I looked into this when I thought about driving part-time, and honestly, the “app on, no passenger” phase is a total ...