I've mostly stuck with bigger insurers myself, but honestly, they're not always headache-free either. Had a claim last year—big company, huge network—...

Yeah, warranty coverage saved me big time too. Couple years ago, my EV started acting weird—battery range dropped like crazy overnight. Insurance basi...

Yeah, that's a solid fix. Had something similar happen on my Falcon last year—hot days were a nightmare, especially after short stops. I went with ins...

Yeah, it's stories like these that always keep me cautious about cutting back on coverage. I commute daily, and honestly, the number of close calls I'...

Yeah, good point about the seats—I wouldn't have thought of that either. I usually just call my insurer whenever I do anything beyond minor cosmetic s...

Yeah, I used to think comprehensive was a waste too, until I moved to a city that gets hailstorms every spring. My old Corolla isn't worth much now, b...

Yeah, insurance logic can definitely feel counterintuitive sometimes. I mean, I get why they rely heavily on past data and driving history—it's all ab...

That's a really solid point. I actually looked into this last year after a friend of mine got stranded with his '68 Mustang way out near nowhere. Regu...