This is spot on. I've seen plenty of cases where one insurer's "high-risk" is another's "manageable." Shopping around is tedious, but it really can pa...

True, Hagerty typically caters to collectors or weekend cruisers rather than daily drivers. They're solid for agreed-value policies and specialized co...

I see your point on nuance—I've been on both ends of this. A while back, my own insurer flagged me for "aggressive braking," and it took forever to ex...

Definitely agree that documentation and calm communication go a long way. As someone who's been in insurance for years, I'd say adjusters aren't tryin...

Minimum legal coverage in Texas is 30/60/25 liability—that's $30,000 per injured person, $60,000 total per accident, and $25,000 for property damage. ...