Gotta admit, never thought about calling repair shops directly...seems obvious now that you mention it. I've always been skeptical about relying on bi...

- Honestly, insurance companies always pull that "normal wear" card whenever they can. - Had a similar thing happen after hitting potholes (city roads...

Totally agree on defensive driving—felt silly sitting through it, but hey, money saved is money saved. One thing I'd add: - Check if your insurer giv...

- Had a similar experience myself—bundling saved us peanuts, honestly. Shopping around yearly is definitely the way to go. - Funny you mention your Mu...

Had GEICO for years, never had issues with claims or customer service. Checked USAA once—prices weren't much better, perks seemed decent but nothing g...