Here’s how I look at it: - High deductibles sound good on paper, but if you actually have to use your insurance, the sticker shock can be brutal. I h...

Yeah, I’m with you on the backup paper copy. I’ve had officers act like my phone was some kind of magic trick—one even asked if I could “print it out ...

- Fair points, but to be honest, adjusters probably aren't trained specifically in vintage cars or specialty roofs. They're dealing with everything fr...

I've been wondering the same thing myself lately. From what I've seen and heard, here's my take: - Insurance companies are definitely cautious about ...

Gotta admit, never thought about calling repair shops directly...seems obvious now that you mention it. I've always been skeptical about relying on bi...

- Honestly, insurance companies always pull that "normal wear" card whenever they can. - Had a similar thing happen after hitting potholes (city roads...

Totally agree on defensive driving—felt silly sitting through it, but hey, money saved is money saved. One thing I'd add: - Check if your insurer giv...

- Had a similar experience myself—bundling saved us peanuts, honestly. Shopping around yearly is definitely the way to go. - Funny you mention your Mu...

Had GEICO for years, never had issues with claims or customer service. Checked USAA once—prices weren't much better, perks seemed decent but nothing g...