Car insurance discussions and local services.
cshadow54
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Topics and replies this member has contributed.
RE: Is gap insurance worth it for new cars in Hawaii?
I get what you’re saying about running the numbers, but I still lean toward gap being worth it for most people, especially in Hawaii where car values can drop fast and repairs are expensive. Even if you put 20% down, all...
RE: Why does picking a deductible feel like a weird gamble?
I get that “emergencies are emergencies,” but honestly, mixing up the car fund with general savings just makes me nervous. Maybe it’s because I’ve had a couple of fender benders (not proud), but every time I’ve dipped in...
RE: Bundling insurance with USAA: worth it or just hype?
Definitely agree with this. I’ve had bundled policies for years (USAA included), and honestly, the claims side never felt any faster for me. Billing is easier, sure, but when my car got swiped in a parking lot AND my gar...
RE: Why did my GEICO premium jump so much this year?
Honestly, I think it is. I’ve had a couple tickets in the past, so I’m always extra careful about my rates. Even with a clean year, my premium still shot up. Loyalty used to mean something, but now it feels like they jus...
RE: Getting that student discount on car insurance… not as easy as I thought
Yeah, I hear you. Those apps are brutal in city traffic. I get flagged for “aggressive acceleration” just merging onto the highway sometimes. It’s like they expect everyone to drive like there’s no one else on the road. ...